Live monitoring — CDOI

Colorado insurance compliance
monitoring in real time.

Colorado's Division of Insurance under Commissioner Michael Conway is one of the most aggressive state regulators in the Mountain West. CDOI moves quickly on NAIC model law adoptions and consumer protection initiatives. RegAxis monitors every CDOI bulletin so Colorado producers stay ahead of fast-moving regulatory change.

70,000+ licensed insurance producers in Colorado
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Recent regulatory actions affecting Colorado producers

State-level bulletins from CDOI plus NAIC model law activity that Colorado producers must track.

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State hot topics

Why Colorado producers need compliance monitoring

Common gaps

Most-missed Colorado compliance items

Colorado Option Implementation
Colorado's public option health plan creates specific producer certification and disclosure requirements. CDOI has issued bulletins clarifying agent licensing, commission disclosure, and client advisory obligations for Colorado Option plans.
Mid-Term Cancellation Rules
CDOI has issued aggressive bulletins on mid-term policy cancellations — particularly in property and auto. Producers must ensure carriers comply with the 30-day advance notice requirement and must document their own notification procedures when acting as the producing agent.
Electronic Payment Disclosure
Colorado requires specific disclosures for electronic payment of insurance premiums. CDOI bulletins have clarified permissible methods, authorization requirements, and producer obligations when setting up automatic premium payment for clients.
Cybersecurity (MDL-668)
Colorado adopted NAIC MDL-668. Covered licensees — including larger insurance producers — must develop written cybersecurity programs, conduct annual risk assessments, and report events to CDOI. The first reporting deadline has passed; new licensees must comply on a rolling basis.
Commissioner reference

CDOI contact & resources

Commissioner / Director
Michael Conway, Commissioner of Insurance
Department
Colorado Division of Insurance
Official Website
Bulletin Archive
Producer Contact
Licensed Producers in State
70,000+ licensed insurance producers
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Colorado producers also need to track federal standards and neighboring state activity.

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Neighboring States